Unfortunately my wife has a terminal illness, and while $10m would be quite a lot, when facing the bills of ALS without proper health insurance, that could run out very quickly. With $10m, I'd work, but do all of the things that I don't have the guts to ask for now: Go fully remote all the time (something that I'll likely have to do within the next few years to be a partial caretaker). When the bad times come, which they will, if I had $10m in the bank I'd walk away from the job and focus entirely on being the most present father that I can be.
Over the last couple years of her illness, I've become the sole caretaker of our young kids, and it's changed me dramatically. Being a parent can be exhausting, and I've always loved it, but I also loved logging into work and doing productive things, contributing to (what I thought were) important software projects, and working with my colleagues. I always loved the camaraderie of the work place and my colleagues. That's shifted entirely in the last 2 years. Other than the paycheck to maintain my kids' quality of life, other than the health insurance that we're now inextricably tethered to (something that I never had an appreciation for as a young, relatively healthy single or married-but-no-kids person), I just don't care about anything at work other than doing what I have to do to maintain those things.
Sorry to read about your wife's illness. It's such a pity that "having to work to maintain quality of life" has taken away the joy of work, even when your colleagues are comrades.
As for me, the principal reason for working is that camaraderie. I find 'establishing things together' more valuable and rewarding than the progress or productivity on itself. The for knowledge workers above-average paycheck feels like a luxury.
Over the last couple years of her illness, I've become the sole caretaker of our young kids, and it's changed me dramatically. Being a parent can be exhausting, and I've always loved it, but I also loved logging into work and doing productive things, contributing to (what I thought were) important software projects, and working with my colleagues. I always loved the camaraderie of the work place and my colleagues. That's shifted entirely in the last 2 years. Other than the paycheck to maintain my kids' quality of life, other than the health insurance that we're now inextricably tethered to (something that I never had an appreciation for as a young, relatively healthy single or married-but-no-kids person), I just don't care about anything at work other than doing what I have to do to maintain those things.