Bank of America provides 5.25% percent cash back on each category. Get one for every category. Done. (You need to enroll to preferred rewards for that). 3% is not worth to be bothered about, nor should anyone support robinhood in the first place.

One for every category, not exactly great if you spend frequently. I’ll take free money at 3%, outrage over Robinhood usage is typical (rolling eyes).

Sadly they have a waiting list